I’ve always wondered why people in my generation are so eager for independence. It’s understandable if you don’t have a choice, or your parents kick you out, or other unavoidable circumstances, but if you have the choice wouldn’t you rather stay at home and save up your money to buy your own place?
Everyone seems to be rushing around getting cars, wanting to rent their own place, etc. Whereas I’m still trying to figure out what it is I want. It’s all very well having a car, but at the end of the day is it not an expensive thing to have? There are many other variables to consider: petrol, MOT, tax, maintenance and if you live in London, the congestion charge.
I don’t know about you, but I’d rather save that money and put it aside for a deposit on my own place. I don’t want to be stuck renting for years to come because renting in London can be a b*tch. I’ve already spoken to my mum about it, and as long as I contribute to the household a little every month then I’m good to go. Contributing to the household will definitely be much cheaper than renting for me.
Although house prices are rising, if you put your mind to it you can still own your own place. I want to say it’s not that hard, but I KNOW it will be. Thing is I’m ready for the challenge. I’m excited at the prospect of owning my own place.
All of my saving will pay off in the end even if it takes me several years. To be honest, I’ve only just started my working career and I don’t want to squander my first paycheck on looking for a place to stay. I’m not even bothered about owning a car, despite my Lola trying to tell me that it will be worth it. Here’s what I think:
- Where am I driving to? I won’t be driving to work because I work in central London, and that’s a nightmare to drive to in the morning + congestion charge is ridiculous
- If I am to just use it on the weekend, what’s the point? Sure, I can just wake up one morning and be like, “Oh, I’m going to the seaside!”, but it’s definitely much cheaper to just book a train ticket in advance
- Speaking of booking in advance, public transport fares work out cheaper than car costs, anyway
- In conclusion, there is no point in me having a car
I don’t even mind living at home with my parents. I may still share a room with my sister, but since I’m older now my parents have been pretty lax in what I do. As long as I’m not being completely outrageous and coming home at ungodly hours in the morning, then I’m cool. Plus, the current family situation makes me want to stay at home and make sure my mum is okay.
I think that saving my money bit by bit every month will still allow me to enjoy myself. I can put some aside from my paycheck, and still have enough to have fun with my friends, or go on holiday and still give money to my mum. It kind of works out, don’t you think?